ALF LEGAL OS EN
⚖️ ALF Legal OS — Free diagnostic
Your legal infrastructure, structured and investment-ready
In 5 minutes, assess your startup's legal maturity across 6 pillars and get concrete recommendations — compliance checklists, regulatory watch and data room structure to prepare before a fundraise, a partnership or an expansion between Europe and Africa.
6
ALF Method pillars
19
Countries covered
6
Sectors
Step 1 — Self-diagnostic
ALF Legal Method — Legal maturity assessment
Check the items already in place in your startup. The score helps identify the legal priorities to address to become clearer, more secure and more credible to investors, partners and clients.
0%
Overall legal score
Discovery Stage — The Survivor
0 item validated
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Finished the diagnostic?
Unlock the data room structure and the detailed regulatory watch, in line with the priorities you just identified.
Step 2 — Take action
Want support with your legal compliance?
Based on the priorities identified above, two ways to move forward.
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A 60-minute session with a lawyer to prioritize your legal risks and build a concrete action plan.
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Subscribe for free to the ALF newsletter to get practical guides and progress at your own pace on the priorities identified.
Subscribe for free →Step 3 — Organization
Data Room Structure
Organize your legal documents using this standardized structure to save time during due diligence, an audit or a fundraise.
A. Corporate
- Certificate of incorporation
- Up-to-date bylaws
- Cap table
- Share transfer register
- General meeting minutes
- Shareholder / board decisions
B. Fundraising
- Shareholders' agreement
- BSA AIR / SAFE / convertible notes
- Fundraising documents
- Side letters
C. Intellectual Property
- Trademark filings
- IP assignments
- Developer agreements
- Software licenses
D. Commercial Contracts
- Customer contracts
- Supplier contracts
- Partnerships
- Terms of Use / Terms of Sale
E. HR & Founders
- Employment contracts
- Consultant agreements
- ESOP / BSPCE
- NDA
F. Compliance
- Privacy policy
- Records of processing activities
- GDPR documentation
- Regulatory licenses
G. Finance & Tax
- Tax IDs
- Tax returns
- Financial statements
- Accounting documentation
Step 4 — Regulatory
Regulatory watch
Essential sector obligations by country. This watch serves as a first risk map: each point must be confirmed before launch, fundraising or expansion.
FinTech
HealthTech
AgriTech
LogisticsTech
EdTech
B2B SaaS
FinTech priority: legally qualify the service before selling. Payments, e-money, aggregation, scoring, credit, wallets or marketplaces do not carry the same obligations.
🇲🇦 Morocco
High risk
License & authorization
Check whether the model falls under payment services, banking activity, credit, crowdfunding, or is simply B2B software.
References: Bank Al-Maghrib, Banking Law No. 103-12, Law No. 15-18 on crowdfunding.High risk
Personal data
Declaration or authorization from the CNDP depending on processing, legal basis, transfers and sensitive data.
References: Law No. 09-08, Decree No. 2-09-165, CNDP.To document
KYC / AML
Implement customer identification, screening, data retention and suspicious activity reporting procedures where the activity is regulated.
References: Law No. 43-05 as amended, UTRF.🇨🇮 Côte d'Ivoire
High risk
Payments / e-money
For wallets, payments, collections or e-money issuance: check the applicable BCEAO regime and whether a license, banking partnership or payment institution status is required.
References: BCEAO, Instruction No. 008-05-2015, Instruction No. 001-01-2024 on payment services in the UMOA.To document
Data protection
Declaration, authorization or ARTCI oversight depending on the nature of processing, transfers, processors and sensitive data.
References: Law No. 2013-450 of June 19, 2013, ARTCI.To document
KYC / AML
Set up internal procedures, identification, monitoring, retention and suspicious transaction reporting where the activity is regulated.
References: UEMOA AML/CFT framework, CENTIF Côte d'Ivoire.🇸🇳 Senegal
High risk
Payments / e-money
Same UMOA logic: assess whether the service requires a BCEAO license, an authorization, or a partnership with a licensed player.
References: BCEAO, Instruction No. 008-05-2015, Instruction No. 001-01-2024.To document
Personal data
Prior declaration to the CDP for relevant processing, oversight of transfers and security measures.
References: Law No. 2008-12 of January 25, 2008, CDP Senegal.To document
KYC / AML
Formalize KYC, retention, internal alerts and reporting where the financial activity is regulated.
References: UEMOA AML/CFT framework, CENTIF Senegal.🇹🇳 Tunisia
High risk
Payments / digital finance
Check whether the activity qualifies as a payment institution, a financial service, credit, a wallet, or is simply a technology activity.
References: Central Bank of Tunisia, texts on payment institutions.To document
Personal data
Declaration or authorization from the INPDP depending on processing, sensitive data, transfers and outsourcing.
References: Organic Law No. 2004-63, INPDP.To document
Foreign exchange / cross-border flows
Anticipate foreign exchange restrictions and international billing or payment rules.
References: Central Bank of Tunisia, foreign exchange regulations.HealthTech priority: distinguish between health information, teleconsultation, medical devices, health data management and intermediation with professionals.
🇲🇦 Morocco
High risk
Telemedicine
Check the applicable framework where consultation, diagnosis, medical guidance or intervention by health professionals is involved.
References: Ministry of Health, Order of Physicians, Moroccan health framework.High risk
Health data
Sensitive data: consent, enhanced security, access, hosting and transfers must be governed.
References: Law No. 09-08, CNDP.🇨🇮 Côte d'Ivoire
High risk
Health services
Identify whether the service requires authorization, a partnership with a healthcare institution, or validation by licensed professionals.
References: Ministry of Health, Professional Orders, Law No. 2013-450.To document
Liability
Separate general information, decision support and medical acts requiring a professional.
References: medical professional rules and civil liability.🇸🇳 Senegal
High risk
Health data
CDP declaration, security, consent, retention and patient access must be governed.
References: Law No. 2008-12, CDP Senegal.To document
Health professionals
Check the registration, liability and insurance of the professionals involved.
References: Ministry of Health, Professional Orders.🇹🇳 Tunisia
High risk
Sensitive data
INPDP authorization to assess for health data, international transfers and hosting.
References: Organic Law No. 2004-63, INPDP.To document
Medical acts
Govern practitioners' involvement, medical confidentiality and professional insurance.
References: Ministry of Health, Professional Orders.AgriTech priority: identify whether the solution touches inputs, seeds, producer data, agricultural financing, IoT or food distribution.
🇲🇦 Morocco
To document
Agricultural inputs / products
Authorization or health control may apply depending on seeds, fertilizers, pesticides, food products or certification.
References: ONSSA, Ministry of Agriculture.🇨🇮 Côte d'Ivoire
To document
Agricultural chain
Check registration, phytosanitary authorizations, producer contracts and protection of collected data.
References: Ministry of Agriculture, ARTCI for personal data.🇸🇳 Senegal
To document
Producers / data
Govern producer data collection, intermediation contracts, quality and payment.
References: Ministry of Agriculture, Law No. 2008-12.🇹🇳 Tunisia
To document
Agri / FoodTech
Health control, traceability, data transfers and innovation subsidies to check.
References: Ministry of Agriculture, INPDP.LogisticsTech priority: separate management software, freight forwarder, delivery platform, actual carrier and driver relationships.
🇲🇦 Morocco
To document
Transport
A license or authorization may apply for actual transport, intermediation, fleet operations or freight transport.
References: Ministry of Transport, road transport regulations.🇨🇮 Côte d'Ivoire
To document
Delivery platform
Driver/courier contracts, insurance, goods liability and transport compliance to structure.
References: Ministry of Transport, Labor Code, ARTCI for data.🇸🇳 Senegal
To document
Urban transport
Local authorization to check depending on urban transport, delivery, ride-hailing or freight logistics.
References: Ministry of Transport, CETUD depending on activity.🇹🇳 Tunisia
To document
Transport / insurance
Transport authorization, carrier liability, insurance and partner contracts to check.
References: Ministry of Transport, insurance regulations.EdTech priority: distinguish between open educational content, vocational training, certification, recognized diplomas and collection of minors'/learners' data.
🇲🇦 Morocco
To document
Certified training
Authorization or declaration to check for vocational training, certification or diplomas.
References: Ministry of Education, OFPPT/ANAPEC as applicable, Law No. 09-08.🇨🇮 Côte d'Ivoire
To document
Diplomas / certifications
Authorization may be required for diploma issuance, regulated training or institutional partnerships.
References: Ministry of Education / Higher Education, Law No. 2013-450.🇸🇳 Senegal
To document
Vocational training
Registration, authorization or certification to check for training organizations.
References: Ministry of Vocational Training, ONFP, Law No. 2008-12.🇹🇳 Tunisia
To document
E-learning
Authorization to check for distance learning, certification or recognized diplomas.
References: Ministry of Education, INPDP.B2B SaaS priority: even without a sector license, the real risks are data, tax, SLAs, outsourcing, reversibility and cross-border payments.
🇲🇦 Morocco
To document
Data & Cloud
Set up a DPA, records, transfers, security, processors and data localization when the client is sensitive.
References: Law No. 09-08, CNDP.To structure
SaaS contracts
SLA, liability limitation, suspension, reversibility, data ownership and support.
References: general law of obligations, B2B contractual practices.🇨🇮 Côte d'Ivoire
To document
Personal data
Clarify controller/processor roles, DPA, transfers, security and incident notification.
References: Law No. 2013-450, ARTCI.To structure
Billing / tax
Check VAT, potential withholdings, cross-border invoicing and proof of service.
References: local tax code to check with a tax advisor.🇸🇳 Senegal
To document
Data Processing Agreement
Formalize processing, client instructions, processors, security and transfers outside Senegal.
References: Law No. 2008-12, CDP Senegal.To structure
Customer contracts
Provide for payment, availability, termination, reversibility and exclusion of indirect liability.
References: OHADA law / local law of obligations depending on the contract.🇹🇳 Tunisia
To document
International transfers
Transfers outside Tunisia must be assessed and governed, particularly for cloud and external support.
References: Organic Law No. 2004-63, INPDP.To document
Foreign exchange
Cross-border SaaS flows, subscriptions and foreign-currency payments may require a foreign exchange review.
References: Tunisian foreign exchange regulations, BCT.Bonus resource
ALF Contract Library
Bylaws, shareholders' agreements, NDAs, commercial contracts, HR and compliance — annotated templates covering the 6 pillars of the ALF Legal Method.
Available to Mavouna Avocats subscribers
The full library (30+ annotated documents) is reserved for companies supported through ongoing support, kept up to date and tailored to your structure throughout the subscription.
🏢 Corporate
💰 Investment
🔐 IP & Confidentiality
🤝 Commercial
👔 HR & Founders
🏛️ Compliance
Discover ongoing support →
Step 5 — Take action
ALF Services
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ALF Call
A 60-minute strategic session to prioritize your legal risks and define next actions.
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ALF Trademark
Support with OAPI trademark filing to protect your name, logo and brand assets.
File a trademark →🏢
Company formation
Structuring and company formation to launch your business on solid legal foundations.
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